Workers & Economic Inequality

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Have You Seen the Missing Workforce?

February 5, 2016 COMMENTARY BY: Andrew Stettner TOPICS: Workers & Economic Inequality, Economic Policy

TCF's senior labor fellow Andrew Stettner explains the jobs gap between prime age labor force participation and job availability.

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Is this robocall illegal? The line blurs for people with student debt

So-called "debt-relief companies" seem to be gaining ground when it comes to targeting collecting loan debt. One of TCF's own policy associates was in fact targeted via numerous phone calls, before he decided to investigate and see what these "robo-calls" were asking for. Jillian Berman at MarketWatch cited Sam Adler-Bell's experience:

Adler-Bell believes the company was using an automated device to call him -- also known as robo-dialing -- and continued to pester him about once a week for the next few months. Though it’s hard to say exactly how many consumers have received similar calls, a review of several lawsuits filed within the last year as well as interviews with lawyers and regulators indicates student debt relief companies may be increasingly using robocalls to lure consumers, in some cases even calling people who have no student loans or who have already paid them off, claiming they can slash their debt.

Check out Berman's article.

Tags: student debt, investigative reporting, debt scam

Everything you need to know to deal with the stock market collapse is on this index card

Harold Pollack's famous "index card" that provides all bits of information one needs to properly manage their finances can apparently also be applied to dealing with stock market fluctuation. In a Washington Post article, the index card is deemed to provide sound advice even regarding the rise and fall of stock market prices—which have already dropped 9 percent in 2016.

At a time like this, this card is more significant for what it doesn't say than what it does. You might notice that there's nothing in those 24 square inches about worldwide collapses in stock prices.

Read the article that praises Pollack's index card advice

Tags: stock market, investing, index card, financial crisis

Wage Insurance for Job Loss—Not a Silver Bullet

January 20, 2016 COMMENTARY BY: Andrew Stettner TOPICS: Workers & Economic Inequality

During last week’s State of the Union address, President Obama stated his intention to introduce a comprehensive plan to modernize the jobless safety net, and on Saturday, he used his weekly radio address to release the details of the plan. This includes his most provocative proposal, wage insurance.

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Should schoolteachers be required to pay for services of unions they haven’t joined?

The Friedrichs v. California Teachers Association case that was heard before the Supreme Court last week carries the potential to mar the current public sector union model that has been in place for decades. A Deseret News article outlines Richard Kahlenberg's argument in favor of California Teachers Association which asserts that a universal funding of collective bargaining preserves democracy.

Kahlenberg argues that the court struck a “reasonable balance” in 1977, allowing objectors to opt out of politics but still contribute to bargaining. Allowing non-union members to opt out of collective bargaining costs, he argues, is much like allowing taxpayers to opt out of the portions of government policy they object to.

Read the full article from Deserset News.

Tags: union dues, public sector unions, labor unions, collective bargaining

 

Workers & Economic Inequality

Workers & Economic Inequality

In recent decades, and especially since 2000, the richest Americans have enjoyed soaring income and wealth while the rest of the population's living standards have stagnated. The Century Foundation was one of the first institutions to raise serious concerns about these trends and propose ideas for improving economic conditions for all Americans- not just the fortunate few.

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