Social Insurance

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A Conversation with Crowdfunder Luis Lang

TCF fellow Harold Pollack, who has chronicled health insurance issues in the past, conducted an interview with an individual who has incurred high costs for medical procedures and holds often conflicting (but mostly negative) views of the Affordable Care Act. Pollack delves into the politics of health care reform in the interview and provides a detailed transcript:

Lang: So I filled it out. I got approved. I go for my fourth session and the bill went from $80 … and I was expecting it to go down … went up to over $600.

Pollack: Oh, wow.

Lang: And so I’m like “Okay, I need an explanation of this.” And what they told me at that moment was because the Affordable Healthcare Act going into effect, he could no longer give me the discounts he was giving me. But I was okay with it because the three injections that I got was enough to clear my eye out.

Read the full transcription printed in healthinsurance.org

Tags: obamacare, insurance, health coverage, health care reform, affordable care act

The Double Standard of Making the Poor Prove They’re Worthy of Government Benefits

There are two types of government benefits that are disbursed to citizens, but the recipients of each of these are treated differently depending on their income level. Welfare recipients are often observed with more scrutiny, as if they are expected to not use their benefits properly. The other group of recipients, that is those receiving Pell grants or mortgage loans, are paid less attention to because these types of benefits are part of what TCF fellow Suzanne Mettler calls the "submerged state."

Many, many Americans who do receive these other kinds of government benefits — farm subsidies, student loans, mortgage tax breaks — don't recognize that, like the poor, they get something from government, too. That's because government gives money directly to poor people, but it gives benefits to the rest of us in ways that allow us to tell ourselves that we get nothing from government at all.

Find out more about the "submerged state" from this Washington Post article.

Tags: welfare applicants, subsidies, submerged state, poor families, government services

Patching Up the Social Safety Net

The "social safety net" has been a complicated concept since the 1960's, since many of its programs benefit the poor, but need funding support from the whole population. TCF fellow Edward Kleinbard offers one solution that is highlighted in his book, "We Are Better Than This," which is to "raise[ing] top tax rates to where they were in the Clinton era and pare[ing] some personal tax deductions that benefit the better off."

As demands on Social Security and Medicare grow over time, pressure will be enormous to cut benefits, mostly at the top. If Mr. Cohen was right, this will drain political support from the only universal programs we have left. They may become poor programs too.

Read the NY Times piece featuring Kleinbard.

Tags: social security, social safety net, medicare, medicaid

Is Expanding Medicaid an Essential Part of Reducing Mass Incarceration?

The problem of mass incarceration expands further than reforming the criminal justice system; it also involves addressing the reach of Medicaid recipients. TCF fellow Harold Pollack spoke with Mike Konczal of the Roosevelt Institute to explain how expansion of Medicaid coverage would assist inmates needing mental health services, substance abuse treatment, and medical care that may have landed them behind bars in the first place.

Think about who is not eligible for Medicaid before health reform. A low-income male who is not a veteran or a custodial parent, or who doesn’t qualify for Ryan-White HIV/AIDS benefits. They may have a serious substance abuse problem, but that wouldn’t qualify them for federal disability benefits. They, with the expansion, can get access to Medicaid simply because they are poor.

The full interview can be accessed here.

Tags: mental health, medicaid expansion, incarceration, criminal justice system

Libya’s New Agony

With Libya plagued by internal conflict between two rival governments and jihadist extremism, countries in the area are searching for ways to combat jihadists in the region. TCF senior fellow Michael Wahid Hanna provided commentary on why military responses to the turmoil in Libya must be measured.

“Unsophisticated, heavy-handed and un-nuanced responses could exacerbate the problem,” says Michael Wahid Hanna of The Century Foundation, a think-tank in New York.

Read more on Libya in The Economist.

Tags: middle east, libya, jihadists

Killing Obamacare Would Kill Americans

It's no secret that Republicans have been fighting the Affordable Care Act for years. In fact, Republicans in Congress have voted to repeal it, defund it, or change it 67 times to date. TCF fellow Michael A. Cohen discusses this relentless battle and why these efforts to kill Obamacare are literally killing Americans in the process.

All too often GOP opposition to Obamacare is described as a political dispute. It’s much more than that, however. Repealing Obamacare, removing federal subsidies for millions of people, and denying Medicaid expansion are all affirmative political acts that will hurt, and even kill, Americans. The Republican position might reflect the party’s strongly held views, but that doesn’t make it any less monstrous.

Michael's full commentary can be found in The Boston Globe.

Tags: uninsured americans, supreme court, republicans, obamacare, healthcare, gop congress, congress

 

Social Insurance

Social Insurance

Compared to other advanced nations, America’s retirement security and health care systems offer weaker protections against risks we all face. The Century Foundation’s work focuses on ideas for strengthening Social Security, pensions, and health care – including steps for building on the Affordable Care Act.

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