Social Insurance

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All Social Insurance Commentary

Saving SSDI

SSDI, or, the Social Security Disability Insurance program, may soon encounter some changes in the form of funding. Apparently the trust fund that finances the program is set to run out of money on nearly the same day as the 2016 presidential election. While some reforms have been taken to preserve the program and its recipients, TCF fellow Harold Pollack explains that a major shift must be enacted in order to keep program revenues flowing and recipients insured. 

Given SSDI’s immediate shortfall and the possibility of chronic deficits, it is sensible to reallocate payroll taxes as the Obama administration suggests, to avert an immediate shortfall. Over the long-run, though, our entire Social Security system, including SSDI, needs greater revenues in some form to maintain its fiscal stability. We would be wise to raise these revenues sooner rather than later.

Pollack's article is featured in The Atlantic. You can read the full SSDI piece here.

Who will care for my brother-in-law Vincent?

TCF fellow Harold Pollack comments on the fate of individuals who are the recipients of intellectual and developmental disability (IDD) services. In his article for the Chicago Sun Times, he describes the unfortunate circumstances of some states' tax laws that result in minimal funding for allowances and other disability services.

Residents of intermediate care facilities received $30. Imagine if that were all you had for an entire month to cover everything from the copayment on some medicine, a dental visit, the occasional tee-shirt or pair of socks, cup of coffee, or trip to McDonald’s.

Read Pollack's full Opinion article.

Tags: intellectual disability, disability services, disability program, budget deficit, allowance

The Conscious Approach to Place-making

In the past, housing policies have produced inequities in providing opportunity for residents to advance their socioeconomic status, and often result in the dangerous effect of "place-making" when it comes to race.

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Why Congress Should Give Working Families a Break

America’s approach to family leave should take a page from the playbook of elite athletes.

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Another False Alarm on the Costs of Medicaid Expansion

A key question in the implementation of the Affordable Care Act is how much the new law's expansion of Medicaid will cost states. In Washington Monthly, TCF fellow Harold Pollack notes a "false alarm" in a new report, which says that costs will increase, but only in the short run, and most of those costs will not fall to the states:

I hunted down the report and ran the numbers. The actuaries did indeed predict higher costs—but almost all in the first year when states wouldn’t have to pay any of these costs. (The higher costs seem to reflect pent-up demand and perhaps more pregnant women than predicted in this particular Medicaid pool. I would like to learn more about what’s happening as states gain experience in the expansion population.)

Pollack's full assessment is available here.

Tags: medicaid expansion, healthcare reform, economic policy, affordable care act

Don’t Let Affluent Suburbs Dictate Housing Policy

Exclusionary housing policies have gone on for far too long and it's time states take efforts to reform development restrictions and promote diverse and affordable housing. 

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Social Insurance

Social Insurance

Compared to other advanced nations, America’s retirement security and health care systems offer weaker protections against risks we all face. The Century Foundation’s work focuses on ideas for strengthening Social Security, pensions, and health care – including steps for building on the Affordable Care Act.

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