| The Impact of Housing and Investment Market Declines On the Wealth of Baby Boomers
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Millie Parekh,
Greg Anrig,
The Century Foundation,
8/4/2010
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The bursting of the housing bubble in 2007, the financial meltdown in 2008, and the most severe recession since the Great Depression have destabilized the economic security of the baby boom generation of Americans—those born between 1946 and 1964—just at the time when they are approaching retirement. Savings plans, 401(k)s, Individual Retirement Accounts, and other investments have become depleted not only because of the market’s decline, but also because individuals withdrew funds during the crisis, often incurring penalties in the process. Even more significant for most baby boomers, the housing equity that they expected would be their major asset in retirement has plummeted in value and remains far lower than it was just a couple of years ago. Download the brief.
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| Can Separate Be Equal? The Overlooked Flaw at the Center of No Child Left Behind
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Richard D. Kahlenberg,
The Century Foundation,
11/4/2008
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NCLB's failure to recognize the effects of concentrated poverty in American schools.Read the Reality Check (PDF).
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| Scare Tactics: Why Social Security Is Not in Crisis
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Bernard Wasow,
The Century Foundation,
7/10/2008
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The "crisis" in Social Security is actually quite manageable, despite the alarmism voiced by those who favor replacing all or part of the program with private investment accounts.
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| What the Public Really Wants...on Retirement Security
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Ruy Teixeira,
The Century Foundation,
Center for American Progress,
1/14/2008
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The economy has not delivered strong wage growth or adequate savings opportunities in recent years for average Americans, resulting in widespread economic anxiety and insecurity. Not surprisingly, then, one particular area of anxiety is retirement. In this new brief from Ruy Teixeira's What the Public Really Wants...series, polling data consistently show that not having enough money for retirement is at the top of Americans’ economic concerns.
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| Facing the Problems of Providing Long-Term Care for the Oldest Old
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Beverly Goldberg,
The Century Foundation,
6/11/2007
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As the first members of that huge generation known as the baby boomers begin to reach retirement, they are clearly more active and in better health than were earlier generations reaching that milestone. The boomers are looking forward to some two decades or more of what they believe will be an active, enjoyable third stage of life, given increases in longevity. What few of them have spent time contemplating, however, are the long-term problems that those extra years can bring: Will they be able to afford their new longevity? Will they remain healthy until the day they die? Who will care for them when they no longer can care for themselves? Beverly Goldberg examines these questions in the latest issue brief from The Century Foundation.
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| Meeting Social Security’s Long-Range Shortfall
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Robert M. Ball,
The Century Foundation,
9/5/2006
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Long-time Social Security Commissioner Ball presents a simple plan for restoring long-term financial balance to Social Security while preserving the program's structure and value.
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| Aging Gracefully
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Peter R. Orszag,
J. Mark Iwry,
William G. Gale,
Century Foundation Press,
8/15/2006
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Aging Gracefully gathers a collection of essays that highlight policy ideas for promoting greater retirement savings among Americans. The essays were written as part of the Retirement Security Project, which is dedicated to promoting common sense solutions to improve the retirement income prospects of millions of American workers. The project is supported by The Pew Charitable Trusts, in partnership with Georgetown University’s Public Policy Institute and the Brookings Institution.
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| Reforming Tax Incentives to Promote Private Savings for Retirement
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Bernard Wasow,
The Century Foundation,
8/2/2006
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Three straightforward reforms for the tax code that would better target incentives to the families who need to improve their retirement security the most.
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| The Basics: Public Policy in an Older America
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The Century Foundation,
4/11/2006
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Examines the "graying" of America and anticipates the effects of the coming retirement of the baby boom generation.
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| Apart at the Seams: The Collapse of Private Pension and Health Care Protections
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Charles R. Morris,
Century Foundation Press,
2/9/2006
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An exploration of how the collapse of private sector retirement and health benefits came about and how it has affected the landscape of American social insurance.
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Taking Note
